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Deskercise! Stop Sitting and Start Moving

Deskercise! Stop Sitting and Start Moving

There’s mounting scientific evidence that sitting throughout the day – which millions of Americans do at work – can lead to a variety of health problems. In fact, excessive sitting is linked to 34 chronic diseases and conditions, including obesity, type 2 diabetes, cardiovascular disease, as well as colon, breast, and endometrial cancers. The bottom… Continue Reading

Do You Really Need 70%?

Do You Really Need 70%?

A general retirement planning rule of thumb indicates that you’ll need 70% to 80% of your pre-retirement income. Many estimates now indicate that may be too little for those who want to live an active retirement lifestyle. But when you realize how much you need to save, it’s tempting to question whether you really need… Continue Reading

News and Announcements: January 2016

News and Announcements: January 2016

Significant Ages for Retirement Planning Various rules regarding retirement benefits become effective at different ages. The key ages to keep in mind when planning for retirement include: Age 50 — You are now eligible to make catch-up retirement plan contributions. In 2016, anyone 50 years or older can make an additional $1,000 catch-up contribution to… Continue Reading

Retirement Pitfalls for Baby Boomers

Retirement Pitfalls for Baby Boomers

Since the first baby boomer retiree started collecting Social Security payments in 2007, millions more members of this influential generation have said goodbye to the workforce and hello to what they undoubtedly hope is a long and enjoyable retirement. Currently, as many as 10,000 baby boomers are retiring every day, according to statistics from the… Continue Reading

Retirement Withdrawal Rates

Retirement Withdrawal Rates

When planning for retirement, most people are focused on how much they need to save. They tend to spend less time thinking about how they’ll make their nest egg last once they stop working. Here are some important things to know about retirement withdrawal rates to make your savings last. The 4% Rule To avoid… Continue Reading

Final Regulations Clarify Some Provisions of the Oregon Sick Leave Law

Final Regulations Clarify Some Provisions of the Oregon Sick Leave Law

BY PAM SALGADO, DON STAIT, AND SEBASTIAN CHILCO In anticipation of the January 1, 2016, effective date, the Oregon Bureau of Labor and Industries (BOLI) has published administrative rules to implement the Oregon Sick Leave Law. Under the new law, nearly all employers with employees working in Oregon must provide up to 40 hours per… Continue Reading

Scary Retirement Statistics

Scary Retirement Statistics

As a nation, we’re woefully unprepared for retirement. The tough reality is that you might not be as prepared for retirement as you think. Here are five scary retirement statistics that should help drive home the importance of planning for your future today. Many People Aren’t Confident They’ll Be Able to Retire Only 22% of… Continue Reading

The Threat of Terrorism

The Threat of Terrorism

The November 2015 terrorist attack in Paris, France, and December 2015 mass shooting in San Bernadino, California, has raised awareness about the threat of terrorism by violent extremists. The Department of Homeland Security defines these individuals as those “who support or commit ideologically-motivated violence to further political goals.” As places of public gathering without extensive… Continue Reading