ALMEA Insurance and Financial Services Expertise
At ALMEA, we do extensive background work to make certain that your insurance company will be there if you need to file a claim. We recommend only “A” or higher-rated, competitive carriers, with the broadest coverage terms, and constantly monitor their status for changes such as company downgrades or a negative outlook.
The credit rating agency we use, AM Best Company, is a global full-service agency dedicated to serving the financial and health care service industries. Their credit ratings are independent opinions regarding the creditworthiness of an issuer or debt obligation, and are based on a comprehensive quantitative and qualitative evaluation of a company’s balance sheet strength, operating performance and business profile, or, where appropriate, the specific nature and details of a debt security.